Withholding tax · foreign dividends
FiscalPlace recovers the difference directly from the foreign tax authority, on your behalf. No upfront fees — we only get paid when you do — and a fee schedule that is public down to the last euro.
No win, no fee · Pricing 100% public · FR / EN
Instant estimate · French tax resident
Fee on success: €500 · net to you: €1,500
Indicative amounts — every claim is verified before filing. Tax residence: France (fixed here to keep things quick). Refine in the full simulator
The ledger
The default rate withheld from non-residents, the rate the tax treaty actually allows, and the gap between the two: that gap is what we recover. When it is zero, we show that too.
| Country | Withheld | Owed by treaty | Recoverable gap |
|---|---|---|---|
| United StatesUS | 30% | 15% | 15 pts |
| SwitzerlandCH | 35% | 15% | 20 pts |
| GermanyDE | 26.375% | 15% | 11.375 pts |
| United KingdomGB | 0% | 0% | 0 ptsnothing to recover |
| NetherlandsNL | 15% | 15% | 0 ptsnothing to recover |
| CanadaCA | 25% | 15% | 10 pts |
| JapanJP | 15.315% | 10% | 5.315 pts |
| AustraliaAU | 30% | 15% | 15 pts |
| IrelandIE | 25% | 0% | 25 pts |
| AustriaAT | 27.5% | 15% | 12.5 pts |
| SwedenSE | 30% | 15% | 15 pts |
| ItalyIT | 26% | 15% | 11 pts |
| SpainES | 19% | 15% | 4 pts |
| BelgiumBE | 30% | 15% | 15 pts |
| DenmarkDK | 27% | 15% | 12 pts |
| NorwayNO | 25% | 15% | 10 pts |
| FinlandFI | 30% | 0% | 30 pts |
| PortugalPT | 25% | 15% | 10 pts |
| FranceFR | 12.8% | 12.8% | 0 ptsnothing to recover |
Treaty rates shown for a French tax residence — indicative figures, verified claim by claim before any filing · Data reviewed on 15 July 2026.
The method
No forms to decipher, no administration to chase: that is exactly the work you hand over to us.
01
Import your brokerage statements into your secure account. Line by line, we identify over-withheld dividends, the countries involved and the limitation periods already running.
02
Official forms, residence certificates, mandates: we prepare the complete claim, file it with each administration and follow it through to the decision. Every step is visible in your account.
03
The refund lands, our fee is taken at that moment — never before — and the balance is paid out to you. In your ledger, the line turns from gold hatching to solid green: settled.
Straight talk on timing: some administrations answer within weeks, others take more than twelve months to process. Your account shows observed ranges, not promises.
Whose side we are on
Withholding-tax recovery has existed for decades — but it was built for banks and funds, not for you.
The industry's big providers sell to custodian banks and institutions; the individual investor is a row in someone else's file, with no visibility and no one to call. FiscalPlace flips the model: a direct mandate, public pricing, and a tracking area where every claim is an entry you watch being settled.
“Too small to bother” is the industry's standard answer below several thousand euros. Our automated pipeline — statement parsing, checks, form generation — lowers our break-even point: a few hundred euros of over-withholding already justifies filing, with a €39 minimum fee charged only on success.
Pricing
A success fee only, degressive and marginal by tranche — like income-tax brackets: each slice of the recovered amount is charged at its own rate.
| Slice of the recovered amount | Rate |
|---|---|
| Up to €2,500 | 25% |
| €2,500 to €15,000 | 18% |
| €15,000 to €75,000 | 12% |
| Above €75,000 | 8% |
A €39 minimum per successful claim, a €5,000 cap per claim — and nothing at all if the claim fails.
Worked example
That is an effective rate of 24.2% on this example. The full slice-by-slice calculation is on the pricing page.
Transparency
A claim that earns you nothing should never be sold to you. Three frequent cases where our answer is: do not file.
The United Kingdom levies no withholding tax on ordinary dividends: there is nothing to recover, and nobody should charge you to find that out. Only certain REIT property distributions are the exception.
See the country guide →For an individual French resident, the Dutch 15% withholding already matches the treaty rate: our diagnostic most often concludes “nothing to file” — and it is free.
See the country guide →Below €60 of over-withholding, our €39 minimum fee would absorb most of the gain. Our advice: wait, pool several years of dividends, then file once.
The simulator will tell you too →Resources
Costs, failures, comparisons, rankings: we publish what the industry prefers to keep vague.
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Free guide
3 countries, 1 printable checklist, 4 ready-to-send email scripts (FR/EN) — so you stop waiting another two months for your broker before you can file.
This guide is written in French; an English edition is not yet available.
Two minutes, no email, no commitment: the simulator applies treaty rates to your dividends, deducts our fee and shows your net.